Insurance
Self Insurance Coverage
How to Deal with an Automobile Accident
How to Deal with an Accident NOT Involving an Automobile
How to Obtain Additional Insurance Coverage
Frequently Asked Questions
2009 Insurance Cards
Self Insurance Coverage
Mississippi State University is self-insured and has coverage under the IHL Tort Claims Plan. This plan provides protection for tort claims against employees of the named institution subject to terms and limitations established by law. Click here to view Mississippi State University's self-insurance certificate.
Return to Top of Page
How to Deal with an Automobile Accident
All Mississippi State University inventoried vehicles carry liability insurance coverage. If a MSU vehicle causes damage to a non-MSU vehicle, this policy will pay for damages to the other vehicle. The steps below must be followed when an accident occurs:
- Call Procurement and Contracts (325.2550) to notify them of the accident.
- Complete the Purpose of Use form and e-mail it to Taylor Adams at tadams@procurement.msstate.edu
- Complete the Automobile Loss Notice form. This form is to be filled out by the MSU Department involved in the accident.
- Send the completed Automobile Loss Notice form to:
Taylor Adams
Procurement and Contracts
Campus Mail Stop 9718
5th Floor McArthur Hall
(662) 325-1934
How to Deal with an Accident NOT Involving an Automobile
Mississippi State University also carries liability coverage through FARA for damages caused by weed eaters, mowers, tractors and other non-automotive equipment. The steps below must be followed when an accident occurs involving this type of equipment:
- Call Procurement and Contracts (325.2550) to notify them of the accident.
- Complete the Loss Notice form. This form is to filled out by the MSU Department involved in the accident.
- Send the completed Loss Notice form, the police incident report and repair estimates to:
Taylor Adams
Procurement and Contracts
Campus Mail Stop 9718
5th Floor McArthur Hall
(662) 325-1934
How to Obtain Additional Insurance Coverage
Additional insurance purchases must be approved by the Risk Management Department of IHL. Departments must first complete the Request for Insurance Approval form. This form, and all relevant policy information, must be sent to Procurement and Contracts at campus mail stop 9718.
Return to Top of Page
Frequently Asked Questions
Q: Are students covered on our liability insurance?
A: Yes. They will be covered as long as the person has a valid driver's license, was given permission to drive the vehicle and is traveling for a work-related purpose.
Q: Our department's MSU vehicle was involved in an accident with another MSU vehicle. Will our automobile liability insurance cover the damage?
A: No. The two departments may work out an agreeable solution to pay for all repairs.
Q: Our MSU vehicle was damaged by falling tree limbs. Will MSU's automobile insurance cover these damages?
A: No. This type of damage is not covered by liability insurance.
Q: Will our automobile liability insurance cover MSU vehicles traveling to Mexico for research purposes?
A: No. Our current coverage applies to the United States of America, Canada and Puerto Rico. Additional liability coverage must be purchased to insure a vehicle traveling outside these areas.
Q: Damage was caused to my personal vehicle by a MSU lawn mower on campus. Will the insurance policy cover the costs of these damages
A: Yes. Please reference the section above (How to Deal with an Accident NOT Involving an Automobile) for more specific information.
Return to Top of Page